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Thursday, August 14, 2008

Is Shopping Online For Your Horse Gifts Safe?

Shopping for horse gifts or other gift items on the internet
is quick, convenient and is probably safer than you think.
However, you still need to be aware that it is essential to
vigorously protect your privacy and financial information
when making purchases online.

If you take the necessary precautions to protect
yourself when shopping for those special gifts for horse
lovers, it should be no riskier than buying by mail order or
over the phone.

To make your shopping experience a safe and happy one, the
Following suggestions may be of help:

1. When shopping, always be sure that the Web site is secure
before you provide any financial information, like your bank
account number or credit card information.

Secured Web sites will use encryption to scramble your
information when transmitted over the Internet.

There are a couple of ways for you to identify if a Web site
is secure.

a. A Web site address that is secure is preceded by "https".
For example,https// letter s at
the end of http indicates that Web site is secure.

b. Look for a yellow or golden closed lock or an unbroken
key at the bottom of your browser window.

Web sites may use other symbols to indicate their Web
site is secure, so if you don't see the two symbols
mentioned above continue to investigate and see if you can
locate other symbols or information indicating their Web
site is secure.

2. Still uncomfortable with providing your billing
information over the Internet? Then you might want to ask
the business you're shopping if they use alternate methods,
such as the telephone.

3. Whenever possible, it is recommended paying by credit
card; this will offer you added protection if a dispute
should arise.

4. If you prefer not paying by credit card, request that
your purchase be sent C.O.D. You can make your payment by
check or money order, this is easier to trace than cash. It
is probably a good idea that you never pay in cash for
obvious reasons.

5. Some businesses display the Better Business Bureau logo
on their Web Site, others do not. If you're not feeling at
ease, consider checking with the Better Business Bureau for
a reliability report. The report will include such
information as; the length of time the company has been in
business, the company's complaint history and whether
the business participates in BBB programs, such as dispute

6. If you shop online auctions, be sure you exercise the
same good sense you use for your other transactions. Do your
homework. Check the "feedback" areas of online auction
sites; most of the time they are a good source for getting
information about other buyers' who have purchased from the
seller. You can always check with the Better Business
Bureau nearest the seller for any complaints if the seller
is a business.

Copyright © Mike Gorzalka All Rights Reserved Worldwide.

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